For our Full Service clients we have for the first time loaded the December quarter reports to the Evans and Partners website.

The volatility in the investment markets has left many investors considering where they are left financially, particularly those in or approaching retirement.

Dear Clients I am writing to you today to make you aware of an investment we have recently made in our business.

In this issue we consider the merits of implementing a gearing strategy in the current declining interest rate environment to enhance total portfolio income and long term wealth creation.

An integral component of any wealth management offering is ensuring our clients assets and investment portfolio is aligned to their short-term needs and long term objectives.